EquityReleaseScotland.org (ERS) who operates this website is a trading style of Lifemortgage UK Ltd a limited company registered in Scotland No. SC 570501 with its head office at 29-31 Burrell Street, Crieff, Perhshire, PH7 4DT. Lifemortgage UK Ltd is an Appointed Representative of Britannia Financial (UK) Ltd a limited company registered in Scotland No. SC 431527 with its head office at 23 Brighouse Park Cross, Edinburgh, EH4 6GZ which is authorised and regulated by the Financial Conduct Authority and are entered in the Financial Services Register (http://www.fsa.gov.uk/register/home.do). The Financial Services No. of Lifemortgage UK Ltd is 784210 and the Financial Services No. of Britannia Financial (UK) Ltd is 776344.

Express Consent:

By using this website, I offer my express consent to Equity Release Scotland. Org to contact me on the home address, the e mail address or telephone number provided by me as required from time to time.


We advise on Lifetime Mortgages from the whole of market from lenders approved by the Equity Release Council. You are aware that a Lifetime Mortgage may reduce the value of your estate and may affect your entitlement to state benefits. The risks and features associated with entering into a Lifetime Mortgage Contract will be explained to you in full by one of our fully qualified advisers and confirmed in a personalised illustration which we are obliged to give you. Other products and services we offer from time to time, such as advice on Wills and Powers of Attorney are not regulated by the Financial Conduct Authority. If you are consolidating other unsecured debts into a secured debt by way of using a Lifetime Mortgage you realise and accept that you may pay more over the entire term of the Lifetime Mortgage than allowing your unsecured debts to run to their designated term.

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