Equity Release For Home Improvement

Low Interest Rates – Compare Leading Providers – Release Tied up Tax Free Cash – Get Exclusive Deals

Rates From 2.99%
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Some of the Providers We Work With

lv equity release logo
hodge equity release logo
pure retirement equity release
retirement advantage logo
legal and general logo
aviva logo
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Reason to Choose us

We offer award-winning, low-rate car loans with no ongoing fees,saving our customers thousands of dollars.

Easy Loan Approvals

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Lowest Possible Prices

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Hassle free

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Secure Loan Processs

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Client Quotes

Some quote from our clients on what they used the Equity Release Cash for

“When I was small we all got together as a family – but nowadays that never seemed to happen. With the money I freed up I had the lounge and dining room made into one, now we’ve got the space for all three generations to get together every weekend!”

Mary, Lanarkshire

“I didn’t like having people around as the old bathroom was a bit shabby and well past its best. We’ve now got a beautiful walk in shower and a lovely classic bathroom suite – it always attracts compliments.”

Tina, Newcastle

“I’ve always fancied having a garden I can spend a bit of time relaxing in but it’s always been a place to keep the grandkids bikes and the bin! Now, I’ve got an immaculate lawn, gorgeous flowerbeds and a bench that catches the sun all afternoon!”

Michael, Edinburgh

Frequently Asked Questions

You can find answers to FAQs here or click on the button below to get your Personalised Quote Today.

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An Equity Release Lifetime Mortgage is the most common vehicle that companies use to facilitate equity release. When a homeowner decides to proceed with equity release, they complete an application for a lifetime mortgage. This works by taking out a long term loan, which is secured on the value of your property.

The details regarding how much you can borrow, are directly related to the value of the property and the homeowner’s age at the time of the application. There will also be further variations depending on the current health and lifestyle choices of the homeowner.

The loan works in a similar way to a standard mortgage except that there are no repayments made during their lifetime. Every year interest is added to the original loan plus the interest that has accrued from previous years. Upon the death of the homeowners or should they move out of the property into a nursing home, the property is sold, and the current debt repaid. Any money that is left belongs to the estate of the borrower.

This type of equity release plan will affect the value of the estate, and there may also be tax implications, so it is important to understand the product you are purchasing.

The amount of cash you can free up from your property usually depends on your age, the value of your property and any qualifying medical conditions or lifestyle factors you may have. Generally you can release up to 60% of the value of your home. You can choose whether to release this lump sum all at once, or in stages to reduce the interest accrued on the loan.

The tax-free cash can be spent on anything you wish, but you must first use this to repay in full any existing standard mortgage currently on your property. The easiest way to find out how much cash you could receive for your circumstances is to use our free Equity Release personalised quote calculator at the top of this page by clicking here

When you sign the contract, you are simply agreeing to another style of mortgage, so the ownership of the property remains with you.

No. For your peace of mind, Equity Release companies offer a ‘no negative equity guarantee’. This means you’ll never owe more than the value of your home.

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Call us on: 0131 644 3664 or 0333 360 1958 Or use the form to contact us

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