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Unlock Tax FREE Cash From Your Home & Start Living The Life You Love!

We Compare Plans from the Whole of Market with Lenders Approved by the Equity Release Council

How Much Tax Free Cash can I Release..?

Using our Equity Release Calculator is free and will provide an indication on what you could release from your property and the types of plans available. There is no credit check and your data is kept safe using our secure systems. You can apply whether you've paid off your mortgage or not - but any outstanding mortgage will need to be paid off with the money you release. Remember, you need to be 55+ with a property worth at least £75,000 to be eligible.

I'm

years old, and my

is worth around

You could release up to £21,500

To calculate this amount, we compare your age and property value to our 'loan to value' table. This allows us to work out what percentage of your home's value is available to you.

Almost finished. A few more steps to get your free personalised quote!

Please fill in the form below or call us FREE on 0808 1000 170 to check if you're eligible and receive your personal illustration.

    Ts&Cs: You must be over 55 years old, own your home and be able to qualify for an Equity Release plan. Once we receive your details, we will call and confirm your eligibility.

        What our customers are saying

        Excellent service. Everything was explained carefully informing me of different options.
        Everyone involved was helpful and efficient. Thanks to all staff for making the process stress free.

        Brenda

        View Our Guides To Equity Release

        Some of the Lenders We Use From the Whole of Market

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        Find out more about Equity Release.

        We provide a service tailored to your specific needs.

        What is equity release?

        FIND OUT MORE

        Equity Release Calculator

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        Equity Release Plans

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        How does equity release work?

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        Is Equity Release Safe?

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        Request Free Guide

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        Equity Release Scotland (ERS)

        is a completely independent
        organisation.

        Alastair Shields

        We provide a service tailored to your specific needs and will search the whole of the UK equity release market with lenders approved by the Equity Release Council to find the best plan for you, taking into account your individual circumstances. Unlike many advisers we are not ‘tied’ to a specific lender at any one time.

        We have a network of local, professional advisers across Scotland. We provide a no obligation, no pressure professional service in the comfort of your own home. We closely adhere to the Equity Release Council’s high standards of conduct and practice in providing and advising on equity release products.

        The consultation is a FREE no obligation meeting, face to face with our adviser and will allow us to understand your unique situation and possibly make a recommendation to you. Our professional advisers take you forward at your pace ensuring you fully understand each step along the process.

        We will provide you with a detailed report outlining all our recommendations.

        Our adviser will explain how equity release will reduce the value of your estate and may affect your entitlement to state benefits.
        We always strongly recommend that you invite family members to this consultation to allow them the opportunity to ask any questions they may have about equity release.

        If you’d rather we just send you some information regarding our services we will be happy to do so. Visit our Free Guide page and fill out your details to request the information.

        Our Advice and Arrangement fee is capped at £1195, which only falls due on completion of a Lifetime Mortgage. We may also receive a commission from the provider for placing that business.

        Please note our fee will not be charged should the provider reject your Lifetime Mortgage application. It should also be noted we do not charge any fees in connection with the application should you decide not to proceed with the Lifetime Mortgage after we have made a recommendation to you.

        Our Guarantees

        Why you should always choose a product from a lender approved by the Equity Release Council

        GUARANTEE 1

        You have the right to remain in your home for as long as you choose.

        GUARANTEE 2

        You will NEVER owe more than the value of your home due to the "no negative equity" guarantee.

        GUARANTEE 3

        You have the freedom to move to another property without financial penalty (subject to provider criteria)