Equity Release Scotland

Unlock Tax free Cash from your Home & Start Living the Life you Love!

We will Compare Plans for YOU from the Whole of Market with lenders approved by the Equity Release Council

Equity Release

Read More Information on Equity Release

Equity Release Information

Equity Release Calculator

Find Out How Much Equity You Can Release

Equity Release Calculator

Equity Release Plans

Read More Information on Equity Release Plans Available

Equity Release Plans

Some of our Providers

legal and general logo
aviva logo
retirement advantage logo
pure retirement equity release
hodge equity release logo
lv equity release logo

Our Products and Services

Equity Release Scotland (ERS) is a completely independent organisation. We provide a service tailored to your specific needs and will search the whole of the UK equity release market with lenders approved by the Equity Release Council to find the best plan for you, taking into account your individual circumstances. Unlike many advisers we are not ‘tied’ to a specific lender at any one time.

We have a network of local, professional advisers across Scotland and the North West & North East of England. We provide a no obligation, no pressure professional service in the comfort of your own home. We closely adhere to the Equity Release Council’s high standards of conduct and practice in providing and advising on equity release products.

The consultation is a FREE no obligation meeting, face to face with our adviser and will allow us to understand your unique situation and possibly make a recommendation to you. Our professional advisers take you forward at your pace ensuring you fully understand each step along the process.

We will provide you with a detailed report outlining all our recommendations.

Our adviser will explain how equity release will reduce the value of your estate and may affect your entitlement to state benefits.

We always strongly recommend that you invite family members to this consultation to allow them the opportunity to ask any questions they may have about equity release.

If you’d rather we just send you some information regarding our services we will be happy to do so. Visit our Free Guide page and fill out your details to request the information.

We charge an average fee of £995, which only falls due on completion of a Lifetime Mortgage. We may also receive a commission from the provider for placing that business.

Please note our fee will not be charged should the provider reject your Lifetime Mortgage application. It should also be noted we do not charge any fees in connection with the application should you decide not to proceed with the Lifetime Mortgage after we have made a recommendation to you.

Book Your Free Consultation

Request Your Free Guide

Our Success Stories

What our Customers say About Us.

“We just wanted to be able to stay in our home for some years to come and the local advisor from Equity Release Scotland was very helpful and understanding. We now feel very comfortable that we can afford stay in our home for the foreseeable future and have options further down the road.”

Mr & Mrs Davidson

Glasgow

“What a relief, our mortgage and debts repaid, one easy monthly payment which we can afford and the option to stop paying that in the future if we choose’ . The process was smooth and everything was clearly explained to us. We had lots of questions but our adviser was always available to answer any concerns we had….thanks a million”

Mr & Mrs Curran

Edinburgh

Our Philosophy

Here at Equity Release Scotland, our goal, put simply, is to enlighten and improve the financial standing of those who seek our professional services.

On engaging with our clients, we are committed to offering clear and concise advice regarding the finance of your home and the long-term security and protection of your loved ones.

We will act at all times in an open and transparent manner ensuring our client’s best interests remain our number one priority throughout the process.

The fair, open and honest treatment of our clients is at the very heart of everything we do.

The advice we provide will be relevant and individually tailored to you, your family and for your immediate and ongoing needs. The information you provide is treated in the strictest confidence and shared only with those involved in the advice process.

The Equity Release market has changed dramatically in recent years since it was first regulated by the Financial Conduct Authority in 2007; this guide sets out to simplify the regulations in place to protect you the consumer, and fully explain the often complicated language used, so making things clearer and easy to understand.

The products and services that we provide are designed to meet your specific needs and to take into account your current and future financial position. If we are unable to provide an appropriate solution we will advise you accordingly.

Our Guarantees

Why you should always choose a product from a lender approved by the Equity Release Council

Guarantee 1

equity release council logo approvedYou have the Right to Remain in your Home for as long as you choose

Guarantee 2

equity release council logo approvedYou will NEVER owe more than the value of your home due to the “no negative equity” guarantee.

Guarantee 3

equity release council logo approvedYou have the freedom to move to another property without financial penalty (subject to provider criteria)

We are here to help you

To Provide Friendly, Efficient Advice For The Life Of Your Mortgage.

Equity Release Plans

Looking to release some cash that is tied up in your property? Find out more here

See Plans

Contact Us

0131 644 3664

You can contact us by calling 0131 644 3664 or 0333 360 1958 or using our contact form

Contact us

How Much Can You Release?

Use our Equity Release Calculator to find out how much cash you can release

Use our Calculator
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